Effective: April 2009

MasterCard Interchange Transactions

Corporate, Business Standard, & Purchasing

Program Qualifier

% Fee

�# Fee

Data Rate 3

All Other Cards

1.80%

$0.10

World / World Elite

1.85%

$0.10

Data Rate 2

Corporate

Corp. World

2.15% 

$0.10

Corp. World Elite

Business

2.20%

$0.10

World / World Elite

2.25%

$0.10

Purchasing Card

2.40%

$0.10

Commercial Data Rate 1

All Other Cards

2.65%

$0.10

World / World Elite

2.70%

$0.10

Commercial Standard

All Other Cards

2.95%

$0.10

World / World Elite

3.00%

$0.10

Merchants should attempt to qualify for the programs highlighted in green, and avoid the programs in red.  Because of the relatively high per-sale transaction fee, the attractiveness of the program in pink will be based on the Average Ticket Value (ATV) of the item the merchant is selling.

Common CNP MasterCard^� Business Refund ("Credit") Programs

MasterCard Interchange Transactions

Program Qualifier

Credit

% Fee

�# Fee

Refund Group 1 (Utilities)

Commercial

2.37%

Refund Group 3 (MO/TO)

Commercial

2.21%